Quick and flexible loans from KES 5,000 to KES 2,000,000. Get approved in minutes with our smart credit assessment system.
98%
Approval Rate
24hrs
Fast Disbursement
KES 500M+
Loans Disbursed
*Rates and terms may vary based on credit assessment
Comprehensive financial solutions tailored to meet your personal and business needs
Fast salary advances and personal loans from KES 5,000 to KES 50,000. Minimal documentation, quick approval.
Grow your business with loans up to KES 500,000. Working capital, inventory, or expansion financing.
Finance vehicles, equipment, or property up to KES 2,000,000. Long-term plans with flexible terms.
Choose the perfect loan product that matches your financial needs
| Product | Amount Range | Interest Rate | Tenure | Requirements | Action |
|---|---|---|---|---|---|
|
Salary Advance
Quick cash solutions
|
KES 5,000 - 50,000 | 6% Flat Rate | 1-6 months |
No Guarantor
Min Score: 50
|
Apply → |
|
Business Loan
Grow your enterprise
|
KES 50,000 - 500,000 | 12% Reducing | 6-24 months |
Guarantor
Min Score: 65
|
Apply → |
|
Asset Financing
Vehicle & equipment
|
KES 100,000 - 2,000,000 | 15% Reducing | 12-36 months |
Guarantor
Verification
Min Score: 70
|
Apply → |
Get your loan in 4 simple steps with our streamlined digital process
Create your account in minutes with just your email and phone number
Fill out a simple application form and upload required documents
Our smart AI evaluates your credit score and approves eligible applications instantly
Get money directly to your M-Pesa or bank account within 24 hours
Join thousands of satisfied customers who have achieved their financial goals
"Alba Capital made it so easy to get a business loan. The process was quick, transparent, and the team was very supportive. Highly recommended!"
Jane Muthoni
Business Owner, Nairobi
"I needed urgent funds for medical expenses and Alba Capital came through within 24 hours. Forever grateful for their fast service!"
Peter Kamau
Engineer, Mombasa
"The asset financing option helped me purchase my first company vehicle. Competitive rates and excellent customer service throughout!"
Sarah Njeri
Entrepreneur, Kisumu
We're not just another financial institution. We're your partner in growth, committed to providing accessible, transparent, and reliable financial solutions.
Fully compliant with CBK regulations
AI-powered 5-factor assessment for fair lending
Bank-level encryption for all transactions
Always here when you need us
10K+
Happy Customers
KES 500M+
Loans Disbursed
98%
Approval Rate
24hrs
Disbursement
Have questions? Our team is ready to help you achieve your financial goals
Nairobi, Kenya
info@albacapital.co.ke
0791000481 | 0754000481